January 8, 2013
It's
a beautiful day today. Manzanita bells. Towhee. Quail. Sun,
no clouds in sight.
It's
been a fair while since last post - More than ever to be happy
about, regardless of a real estate market very much driven
by foreclosures, politely known as REO (Real Estate Owned
- by faceless, far away, financial products companies; probably
fraudently loaned on and thence further fraudently traded,
assigned and so on) and other distressed property being let
go of by occupants or sellers that have different-than-real-estate
needs and issues. A fantastic time to buy save that often
one is dealing with faceless far away corporations that have
no interest in living beings generally; it's all about the
money. Good luck to all of us.
Intend
to address our Mendocino County Board of Supervisors and ask
several things of them, on behalf of myself and other citizens:
1) Dump Bank of Amrica and use the services of a local, locally
owned bank, Savings bank of Mendocino County. 2) Immediately
cease any forclosure proceedings initiated by non-local banks,
loan servicers or corporations; take possession of "distressed"
properties on behalf of the debtors-in-possession and the
people of the County of Mendocino, by Eminent Domain, and
to hold, in trust, those properties on behalf of the debtor-in-possession
and the people of the County of Mendocino and purchased, if
so wished, by the debtor-in-possession at Federal Reseve lowest
interest rates (like the rate Bailed-Out member banks still
lending at usurious rates get, 1/4 percent maybe, before they
in turn lend out), at current market value less any equity,
principal, interest and penalty payments debtor-in-possession
may have previously made to out-of-area and most probably
fraudulently vested title holder... Everybody wins... taxpayers,
owners, County... except the Banksters, and they already stole
from us to win. My bet is most lenders today cannot produce
a valid, recorded, legal chain of title or security interest
in or for practically any existing mortage - Your thoughts?
Meanwhile,
like my neighbor up the street says, "Plant LOTS of vegetables"...
Working
with several cash buyers looking for oceanfront with small
boat access; large (150 acres plus) parcels with ocean view
or frontage; 5 acres or more with 2 homes, ideally on more
than one parcel, sun, rural. Call if you have anything like
this available.
Meanwhile,
the quality of life here is, to the best of my knowledge,
as good as it gets. My sincere deepest wish is that it's like
that for you wherever you may be; and like that for all your
loved ones. Love and happiness.
August 7, 2011
It's
been a fair summer. Fair weather that is; fog lingering only
of late, over the past two weeks or so. First huckleberries
appearing ripe; punch-packing wild blackberries best served,
consumed really, warm in the sun right off the bramble. Lots
of happy hummingbirds.
More
home sales lately, again, as the prices are dropping. Lotsa
repo's, shortsales and distress a la mortgage contributing
to lower prices and "affordable" purchases for cash
or loan-qualified buyers. Multiple bids on the really well-priced
or seller motivated sales.
Nature's
bounty really shows up here this time of year. Great berries,
fruit, vegetables, vine crops. Cucumbers have been really
good recently. Support your local famers and farmer's markets.
Nothing like the taste of today-fresh produce.
Wishes
for your durable happiness, contentment, and peace of mind.
Equanimity, yes!
March 2, 2011
So.
Have done some thinking about any number of real estate related
things (everything's connected?) and you're thinking, well
it's about time ain't it. Go to work already.
The
bubble has WAY WAY WAY popped here, despite what some (now
increasingly wishful) sellers think. For example, a home that
was recently forclosed on and then came back on the market
for sale by the bank at $329,500 had sold for $750,000 in
June of 2005 at practically the height of the market. Had
pulse, got loan. Bought today, sold tomorrow and made beaucoup
bucks. Man, it was fat for not only myself but plenty of other
agents, buyers, sellers, mortgage brokers, title companies
and so on. Now it seems it's only the bankers that are making
bank. Did you get your Bailout check? Someone expressed to
me that the Bailout moneys could have paid off EVERY mortgage
in the U.S. but no, the money went to the banks... True? Good
question. Coincidentally, the local real estate broker that's
way in with the banks has sold TONS of local properties here
over the past year and a half, nearly ALL FORECLOSURES. Crime?
Sad? Good? Bad? How could it be fun to lose your home, especially
if you only own(ed) one...?
Buyers
are all looking for distress sales, it seems, or those properties
that seem below market or you just can't lose on, if you have
either the credit or cash to make a buy. Have had a couple
of deliberate buyers hesitate slightly and then see the subject
property get away as the price of the distress sale brought
in other very motivated and apparently more aggressive buyers.
No time like the present. It's a great time to buy.
Enjoy
life. Take a few deep breaths, look around. Now is good. Are
you where you want to be? This is it, every precious minute.
Often I think I've got time, and it just ain't so. I know
I have plenty of room for improvement and lord knows I'd love
to put it off and I'm thinkin'...
"What
happens if I die before I get all this stuff together, sorted
out, given away, taken to the recycling center, dump, goodwill
and so on. Did I love well? Did I love at all? Have I really
lived? Will my loved ones find happiness? Closing thoughts?....."
Love
and happiness. For yesterday, today, tomorrow; right now, forever.
Please Return to (your real, not virtual)
Life Soon!
